Open Today Sales: 9 AM-9 PM
We finance in house, which means the approval decision is ours rather than a bank's. Four requirements, listed below in full, and no guessing about whether you qualify before you drive over.
Most dealerships will not tell you this until you have filled in an application and had your credit pulled. We would rather you knew before you spent an afternoon on it.
Current employment with at least two weeks of history. Not two years. If you have recently started somewhere, bring your offer letter and your most recent stub.
Take-home pay of at least $500 per week, meaning after deductions rather than gross. Bring recent pay stubs so we can verify it quickly.
A utility bill, lease or similar document in your name showing where you live. Recent, and matching what is on your application.
Current and valid. You cannot drive away without one, whoever you buy from.
That is the list. We do not require a specific credit score, because the financing is ours rather than a bank's, so no outside lender is applying a cutoff to your file. What we do need is evidence that the payment is affordable, which is what the income and employment requirements are for.
The term gets used loosely, so here is the specific version.
You finance the vehicle directly with Currie Motors Chevrolet. We own our own finance company, so the application does not go out to a bank, and no outside lender decides whether you are approved. That is why a credit score that stops you elsewhere does not necessarily stop you here.
It also means we are carrying the risk on the loan ourselves, which is why the requirements above exist. They are not arbitrary. They are the evidence we need that the payment will be manageable, and it is in nobody's interest, least of all yours, to put you in a payment that is not.
The price of the car does not change based on how you pay for it. Worth asking about anywhere you shop, because that is not universal in this corner of the business.
You have 14 days to exchange the vehicle for another if it turns out not to suit you. Conditions apply, so ask us to walk through exactly how it works before you sign.
We will let you have the vehicle inspected before you commit. Any seller who will not is telling you something worth listening to.
Including vehicles you still owe on. A trade that is not worth much is still worth something, and is frequently the difference between having a down payment and not.
Value your trade →We offer both, and they are not the same product. Worth understanding which one you are actually being offered, here or anywhere.
The approval decision is ours. No credit score cutoff, faster answer, and workable when a bank has already said no. In exchange, the rate is typically higher than a bank loan, because we are carrying the risk.
We also submit applications to outside banks and lenders, several of which handle credit challenges. Usually a better rate if you qualify. Worth trying first, and we will tell you which route makes more sense for your situation. Subprime lending →
If your credit is damaged but you have steady income and some deposit, a lender loan may well approve and cost you less. If you have been declined repeatedly, in-house is the route that works. Ask us to try both.
That approval is guaranteed. Nobody honest can promise that before seeing your situation, and any dealership that does is telling you what you want to hear.
The great majority of our used inventory is certified through CarBravo, General Motors' certified used vehicle program. Unlike most manufacturer programs it is not limited to GM vehicles, so a used Ford or Toyota here can carry the same certification as a used Equinox.
Multi-point inspection, all open safety recalls completed before listing, a limited warranty, and a 10 day or 500 mile exchange under the CarBravo program.
Certified used →A dedicated selection at the affordable end. An extended certification tier reaches 15 model years and 150,000 miles, so an older vehicle here can still be inspected and covered rather than sold as-is.
Under $20,000 →We take trades from every brand and sell them rather than sending them to auction. What is on the lot depends on what came in recently.
Browse used →History report on everything we sell. At this end of the market the history matters more, not less.
One-owner vehicles →We are at 8401 W. Roosevelt Road in Forest Park, a few minutes from Melrose Park and reachable from across Chicago's west side and the western suburbs. Customers come to us for in-house financing from Melrose Park, Maywood, Bellwood, Berwyn, Cicero, Oak Park, River Forest, Elmwood Park, Northlake, Stone Park and the Austin and Garfield Park neighborhoods.
North Avenue or Lake Street east, then south to Roosevelt Road. About ten minutes depending where you start.
Solicitud y condiciones del préstamo en español. Más información →
Describe your situation on the phone and we will tell you what is realistic, without pulling your credit, before you spend an afternoon here.
Sales until 9 PM Monday through Friday and 7 PM on Saturday, so this does not have to happen on a weekday morning.
Currie Motors Chevrolet 8401 W. Roosevelt Rd, Forest Park, IL 60130 Sales: (708) 722-0848 · Service: (708) 556-2304 Sales Hours: Mon–Fri 9 AM–9 PM, Sat 9 AM–7 PM, Sun closed
Call and describe your situation. We will tell you honestly what is realistic before you spend an afternoon here.
Our online inventory shows vehicles across the Currie Motors group, not only the ones standing here. CarBravo certification applies to what is in stock on our lot, and it is the program that can certify any make rather than only its own. Call (708) 722-0848 and we will tell you what is physically here and how it is certified. Certification tiers, warranty terms and exchange conditions vary by vehicle; ask to see the coverage document before you sign. Financing approval is not guaranteed and is subject to the qualification requirements above.