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Currie Motors Chevrolet in Forest Park is a subprime-friendly Chevy dealership serving Chicago and the surrounding suburbs. Past repossession, bankruptcy, no credit, or ITIN-only — we have lenders for every situation. The 2026 Chevy Trax (starts around $22,995) and Equinox (starts around $28,600) are our two most-approved subprime models because they hit the monthly payment window most lenders work with. Apply online or come in.
Fill out our secure online application or estimate a monthly payment before you come in. Our finance team reviews every application and will reach out with your options — prime or subprime.
Most customers can. We have lenders for every credit tier.
Currie Motors Chevrolet is a subprime-friendly dealership. We work with lenders for customers in every situation: past repossession, recent bankruptcy, no established credit, or ITIN-only (no SSN). The 2026 Chevy Trax and Equinox are the two vehicles we approve most often for subprime buyers, because their price points ($22,995 and $28,600 MSRP) hit the monthly payment window that subprime lenders work with.
No promises about rates — subprime financing comes with higher APRs, and your rate depends on your credit profile and down payment. What we can promise: our finance team looks at every lender option, and we’ll give you an honest answer about what you can actually qualify for.
Starts around $22,995. 30 MPG combined. Five trims.
The Trax is our #1 approval vehicle for subprime. Lower total price means lower monthly payment, which fits more lender programs. Every trim (LS, 1RS, LT, 2RS, ACTIV) includes the 1.2L turbo, Chevy Safety Assist, and wireless CarPlay/Android Auto. FWD only — no AWD option for the Trax.
View Trax inventory →Starts around $28,600. 27 MPG combined. Three trims, FWD or AWD.
The Equinox is the step-up for families or buyers who want more cabin space. 11.3-inch infotainment standard on every trim, heated front seats and steering wheel standard on LT. AWD available on all trims (adds roughly $2,000). Still finances well for subprime buyers with a reasonable down payment.
View Equinox inventory →Gather these items to speed up your financing decision. We can work with you even if you don’t have every item, but the more complete your application, the faster we get an answer:
Recent pay stubs (typically last 2), or bank statements showing deposits if self-employed or cash-paid. Most lenders want to see $1,800-$2,500+ monthly gross income.
Recent utility bill, lease agreement, or mortgage statement — anything showing your name at your current address within the last 60 days.
Driver’s license or state ID. If you don’t have a US driver’s license, we work with lenders who accept foreign driver’s licenses and ITIN.
A down payment of 10-20% of the vehicle price dramatically improves subprime approval odds and lowers your monthly payment. Not required for every program, but helps.
You’ll need full-coverage insurance to drive off the lot. If you don’t have coverage lined up, our finance team can connect you with insurance providers.
Some subprime lenders ask for 3-5 personal references (name, relationship, phone). Have them ready if you know your credit is rough.
If you don’t have a Social Security Number, we work with lenders who accept ITIN (Individual Taxpayer Identification Number) for financing approval. Required documentation is typically:
ITIN loans often come with higher APRs than conventional financing, but they’re a real path to vehicle ownership and building a US credit history. Our Spanish-speaking finance team can walk you through every step. Llame al (708) 722-0848 o pregunte por nuestro equipo de financiamiento.
Prime, subprime, no-credit, ITIN, past repo, past bankruptcy. We have lender relationships for every situation, not just A-tier credit.
Spanish-speaking finance managers walk you through the entire process in Spanish. Paperwork explained, nothing hidden.
Both right-priced vehicles in inventory. No waiting for a factory order. Pick the color and trim you want, test drive, finance on the same visit.
Forest Park sits just off I-290, a short drive from Cicero, Berwyn, Oak Park, the West Loop, Belmont Cragin, Humboldt Park, and the near western suburbs.
Apply online and get a preliminary answer today. Or come in — we’re easy to reach from anywhere in Chicagoland via I-290.